RENEW Microfinance Private Limited is a pioneering institution committed to fostering financial empowerment and inclusion in Bhutan. Established in 2011 through a collaboration between the RENEW Organization (CSO) and the Deutsche Sparkassenstiftung für Internationale Kooperation (DSIK), our journey is marked by a dedication to sustainable economic growth and community development.

Her Majesty the Queen Mother Sangay Choden Wangchuck blessed our efforts, showing her support for our commitment to good values and principles. This royal blessing is a significant part of our dedication to not only financial stability but also to serving and empowering women.

On September 27, 2017, we were officially incorporated as a Private Limited Company under the Companies Act of Bhutan 2016, a move that underscored our commitment to conducting business ethically. Additionally, we received certification as a Deposit-Taking Microfinance Institution from the Royal Monetary Authority. This certification enables us to offer a variety of financial services, including savings accounts, loan facilities, and valuable financial education.

Our head office is located at Phendey Outpel Lam, Lower Motithang, Thimphu, Bhutan. However, our operations extend beyond traditional methods, as we recognize the importance of accessibility. Therefore, we deliver financial services directly to our clients’ doorsteps during our designated “Center Date,” ensuring that we reach people wherever they are.


To become a leading provider of financial services to low income women and their families in the kingdom of Bhutan.


Improving the quality of life and the status of vulnerable women and their families, mainly in rural areas by providing credit products and savings. Insurance and other services would be introduced in the near future, thus creating favorable opportunities for the clients to participate in social-economic activities, thereby improving their income and enhancing their role in the society 


The business objective of RENEW Microfinance is to ensure long lasting access to finance for the benefit of the target groups.

  • To achieve a long-term sustainable solution for providing financial services to needy people the remote areas.
  • Educate people in rural regions on financial products and services. 
  • Impart knowledge on income management for low-income households.
  • Provide continue access to financial services by organizing and empowering women.