Ms. Jyoti Maya Tamang from Pemathang Village, Tsirang was born in the year 1999. She had to discontinue her studies after the fourth grade after her parent’s divorce and the emergence of personal financial crisis at home. She is living with her father and grandmother in her village. Being a responsible daughter, at the age 16, she started her first job at Ministry of Works and Human Settlement under Public Works Department, Department of Road. Her monthly salary is Nu.6660. She has a big dream of setting up her own business and for that reason she saves Nu.1000- Nu.2000 out of her salary every month in RENEW Microfinance Private Limited since 3 years ago. She is very grateful that RENEW Microfinance exist and soon she is planning to fulfill her dream with the help of RENEW MFPL.